Comfort Monthly Payment And Sales Price As a mortgage loan originator, it is our responsibility to act as a consultant and advisor to our home buyers. It is not necessarily…
Qualifying Self-Employed Borrowers and Income Calculation Do you know how to help your self-employed home buyer back-in to the income required to qualify for their home purchase? This instructional video…
FHA To The Rescue Over the past 10+ years we’ve experienced FHA financing becoming more restrictive and more expensive. Expect this to change in the near future and beyond. FHA…
Customers Want Choices If you’re a mortgage loan originator, understand that your borrowers desire choices. If you are a homebuyer, you deserve choices. Whether those options come from one lender…
Eighteen Is Too Young Being eighteen years old should never stop someone from entering into the mortgage industry and launching their career. Becoming an MLO at eighteen is not advisable…
“We’d Make a Great Team. Let’s Taco ‘bout it” Similar to the stress ball, but tastes way better. Hit up your local grocery store and pick up a ten pack…
VA Home Loans, Funding Fees And Appreciation D.O. gives examples about how even if a veteran purchased a home using 100% financing and was charged the highest funding fee available…
Understanding Debt-To-Income Ratios Some like it from the front, some like it from the back. Understand there is a difference and that they both matter.
When Will It Be A Buyer's Market? D.O. describes when and how housing can become affordable. The frustration for first time homebuyers is real. Here's a brief explanation.
Don’t Throw Your Team Under The Bus When you make disparaging comments about you’re, processor, underwriter, closer or anyone else on your team - understand that it a reflection of…