Alternative Income Sources In certain cases, it’ll be the utilization of alternatives that turns a no into a yes when it comes to qualifying a homebuyer for a mortgage.
How to Determine If You Need A Co-Signer In this classroom setting, D.O. uses the whiteboard to show the students why this particular scenario will require a non-occupying co-borrower to…
When a Co-signer Makes Sense Adding another borrower to a home loan application tends to only make sense when the primary borrower doesn’t have enough income to qualify. Rarely would…
We Aren’t CPAs or The Tax Police Hear D.O. share real world stories on working with borrowers with all types of income, accounting practices and some of which are shady.…
Case Study Explanation on Scenarios with Co-signers D.O. discusses a scenario where adding a non-occupying co-borrower helps a new homeowner qualify. He then shares a real-world example where adding a…
Don’t Let Your Clients Disqualify Themselves Too many times, homebuyers think it is harder to qualify for a home loan than it actually is. This lesson focuses on ways to…
Working With Borrowers With Bad Credit There are certain borrowers with dinged or bruised credit that requires a little triage and a little time - and they're healthy again. Then…