In this training video, D.O. explains to the class how he would tackle a hard conversation with a borrower who was unhappy with the initial diagnosis of their situation, as…
John ColemanMay 5, 2023
Understanding Down Payment Assistance D.O. discusses with the class the basics of DPA, the history of DPA, and as an originator - which DPA programs he would work with and…
John ColemanMarch 6, 2023
Working With Borrowers Who Need Jumbo Loans In this class, D.O. walks through the thought process when a borrower calls in need of a jumbo mortgage.
John ColemanJanuary 11, 2023
How to Determine If You Need A Co-Signer In this classroom setting, D.O. uses the whiteboard to show the students why this particular scenario will require a non-occupying co-borrower to…
John ColemanDecember 29, 2022
When a Co-signer Makes Sense Adding another borrower to a home loan application tends to only make sense when the primary borrower doesn’t have enough income to qualify. Rarely would…
John ColemanDecember 21, 2022
Case Study Explanation on Scenarios with Co-signers D.O. discusses a scenario where adding a non-occupying co-borrower helps a new homeowner qualify. He then shares a real-world example where adding a…
John ColemanDecember 21, 2022
The benefit of a direct lender is that they control the transaction by processing, underwriting and funding the loan in house. But there are certain loan programs and products they…
John ColemanMay 18, 2022
Private Mortgage Insurance, Explained. Private mortgage insurance (PMI) comes in many forms. Some prefer the borrower to pay monthly, sometimes the borrower can pay it all up front, sometime the…
John ColemanMarch 30, 2022
VA Loans, Explained. A VA home loan is one of the best financial instruments for active duty and veterans to purchase primary real estate. The loan allows for 100% financing…
John ColemanMarch 30, 2022
