Closing Costs Quickly Explained There are certain closing costs that are more or less expensive based on the amount of money you are borrowing - or the sales price of…
A Basic Walkthrough of The Mortgage Process D.O. explains the steps from pre-approval all the way through a funded transaction. This short clip talks about what the loan officer does,…
Realtors Are Our Partners What does partnership with a real estate agent mean to you? As a mortgage loan originator, how do you choose a Realtor partner and how to…
D.O. shares real-world stories about how he allowed a borrower’s loan application to go sideways by making assumptions - as it pertains to the required HMDA data required on all…
It’s imperative that we do loan estimates accurately because our clients rely on us to help them budget and prepare for the future financially. Not estimating accurately is doing a…
Many mortgage professionals are rigid and robotic earlier in their careers when speaking with clients. In this clip from Mortgage School, D.O. gives suggestions on taking a conversational approach when…
You don’t need calculus, you don’t need algebra - but you do need 4th grade math education be successful as a mortgage loan originator. Learn to use quick math and…
There are 28 factors that go into a borrower’s interest rate. Hearing a home loan applicant ask “What’s your rate?” is like nails on a chalkboard. Tune into this MEGA…
This is the most comprehensive explanation of the what and why behind closing costs for mortgage loans and the prepaid expenses that come with financing a property. Taught from the…